[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.elipso.cz\/problemy-s-bydlenim\/#Article","mainEntityOfPage":"https:\/\/www.elipso.cz\/problemy-s-bydlenim\/","headline":"Probl\u00e9my s bydlen\u00edm","name":"Probl\u00e9my s bydlen\u00edm","description":"V\u00fdb\u011br bydlen\u00ed nen\u00ed jednoduch\u00e1 v\u011bc, proto\u017ee jde o krok, kter\u00fd n\u00e1s bude ovliv\u0148ovat n\u011bkolik dal\u0161\u00edch let. V\u011bt\u0161ina lid\u00ed chce m\u00edt jedno bydlen\u00ed, kter\u00e9 bude natolik dobr\u00e9, \u017ee mu vydr\u017e\u00ed a\u017e do d\u016fchodu. Kdo se vylo\u017een\u011b nemus\u00ed st\u011bhovat t\u0159eba za prac\u00ed, ten by nejrad\u011bji str\u00e1vil cel\u00fd \u017eivot na jednom m\u00edst\u011b. St\u011bhov\u00e1n\u00ed je toti\u017e pom\u011brn\u011b n\u00e1ro\u010dn\u00e9, zabere...","datePublished":"2023-06-20","dateModified":"2023-07-20","author":{"@type":"Person","@id":"https:\/\/www.elipso.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.elipso.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/06eaac2906ebd8f5abb4917f3140de1503ec690466d6a69c4ec202bf5b15537c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/06eaac2906ebd8f5abb4917f3140de1503ec690466d6a69c4ec202bf5b15537c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"elipso.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.elipso.cz\/wp-content\/uploads\/bungalow-20544_640_10_10_10_3.jpg","url":"https:\/\/www.elipso.cz\/wp-content\/uploads\/bungalow-20544_640_10_10_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.elipso.cz\/problemy-s-bydlenim\/","about":["Domov"],"wordCount":441,"articleBody":"   V\u00fdb\u011br bydlen\u00ed nen\u00ed jednoduch\u00e1 v\u011bc, proto\u017ee jde o krok, kter\u00fd n\u00e1s bude ovliv\u0148ovat n\u011bkolik dal\u0161\u00edch let. V\u011bt\u0161ina lid\u00ed chce m\u00edt jedno bydlen\u00ed, kter\u00e9 bude natolik dobr\u00e9, \u017ee mu vydr\u017e\u00ed a\u017e do d\u016fchodu. Kdo se vylo\u017een\u011b nemus\u00ed st\u011bhovat t\u0159eba za prac\u00ed, ten by nejrad\u011bji str\u00e1vil cel\u00fd \u017eivot na jednom m\u00edst\u011b. St\u011bhov\u00e1n\u00ed je toti\u017e pom\u011brn\u011b n\u00e1ro\u010dn\u00e9, zabere hodn\u011b \u010dasu a \u010dasto stoj\u00ed hodn\u011b pen\u011bz. A tak je lep\u0161\u00ed m\u00edt pr\u00e1ci v okol\u00ed sv\u00e9ho bydli\u0161t\u011b a byt nebo d\u016fm, kter\u00fd n\u00e1m bude vyhovovat i z dlouhodob\u00e9ho hlediska. Je jasn\u00e9 \u017ee mlad\u00ed lid\u00e9 t\u011bsn\u011b po \u0161kole je\u0161t\u011b nebudou moct \u0159\u00edct co bude za p\u011bt let, ale takto mlad\u00ed lid\u00e9 se v\u011bt\u0161inou st\u011bhuj\u00ed do sv\u00e9ho prvn\u00edho bydlen\u00ed, kter\u00e9 je na m\u00edle vzd\u00e1len\u00e9 jejich p\u0159edstav\u00e1m o ide\u00e1ln\u00edm domov\u011b. Jen\u017ee n\u011bkde se za\u010d\u00edt mus\u00ed.Prvn\u00ed bydlen\u00ed je v\u011bt\u0161inou n\u00e1jemn\u00ed byt, jen\u017ee vzhledem k drah\u00fdm n\u00e1jm\u016fm a energi\u00edm v dne\u0161n\u00ed dob\u011b \u010dasto mlad\u00ed bydl\u00ed s kamar\u00e1dy, proto\u017ee se tak pod\u011bl\u00ed o n\u00e1klady a zvl\u00e1dnou si i n\u011bco m\u00e1lo u\u0161et\u0159it. I hypot\u00e9ky se kv\u016fli zdra\u017eov\u00e1n\u00ed staly m\u00e9n\u011b dostupn\u00e9, co\u017e se ale m\u00e1 podle p\u0159edpov\u011bd\u00ed ekonom\u016f p\u0159\u00ed\u0161t\u00ed rok zm\u011bnit, jeliko\u017e se za\u010d\u00edn\u00e1 velmi citeln\u011b ochlazovat realitn\u00ed trh. Z\u00e1jem o nemovitosti dlouhodob\u011b kles\u00e1 kv\u016fli sni\u017eov\u00e1n\u00ed kupn\u00ed s\u00edly lid\u00ed. Jakmile m\u00e1 \u010dlov\u011bk n\u011bco na\u0161et\u0159eno, m\u016f\u017ee si zkusit o hypot\u00e9ku za\u017e\u00e1dat. A kdy\u017e to vyjde a z\u00edsk\u00e1 ji, co potom?Stav\u011bt d\u016fm Kdy\u017e se zkus\u00edte zeptat lid\u00ed ve sv\u00e9m okol\u00ed kde by cht\u011bli bydlet, spousta z nich v\u00e1m odpov\u00ed, \u017ee by cht\u011bli stav\u011bt d\u016fm. Jen\u017ee stavba domu je \u010dasov\u011b n\u00e1ro\u010dn\u00e1 a hlavn\u011b drah\u00e1. Je pot\u0159eba si po\u0159\u00e1dn\u011b propo\u010d\u00edtat cenu, aby se v\u00e1m nestalo, \u017ee b\u011bhem stavby zjist\u00edte, \u017ee v\u00e1m finance nebudou sta\u010dit. Je to probl\u00e9m nejen z hlediska dostaven\u00ed domu, ale i z hlediska smlouvy, kterou m\u00e1te s bankou. Pokud \u0161patn\u011b odhadnete rozpo\u010det, i bungalov 5 kk do l pro v\u00e1s m\u016f\u017ee b\u00fdt probl\u00e9m, jeliko\u017e v\u00e1m budou chyb\u011bt pen\u00edze. Pro banku je to poru\u0161en\u00ed smlouvy a m\u016f\u017ee v\u00e1m d\u00e1t pokutu.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Probl\u00e9my s bydlen\u00edm","item":"https:\/\/www.elipso.cz\/problemy-s-bydlenim\/#breadcrumbitem"}]}]